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VISITORS
TO
CANADA
Every year, millions of people visit Canada. In the year 2018, Canada reached about 21 million marks of visitors for the first time.
Source: Government of Canada, Destination Canada.
Why Do You Need Health Insurance For Visitors To Canada?
The cost of medical treatment is too expensive for uninsured residents and the non-residents of Canada(visitors).
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A daily charge for the in-patient standard ward could be $3700 in ON.
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ICU can cost up to $6000 per day.
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Cardiac Procedures could cost between $2500 to $7300.
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The emergency room visit can be $1000.
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Medically essential ambulance transportation may cost $1099 in Nova Scotia. Anyone visiting Canada who does not have any provincial health coverage and is eligible is recommended to buy a Visitors insurance policy.
The visitors eligible to get this Policy may be covered for the medical emergencies up to the coverage limit. Generally, under the visitors to Canada policy, benefits for the following cost are covered subject to the terms, conditions, limitations, and exclusion of the plan.
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Emergency Hospital: – semi-private hospital accommodation, or ICU if required, reasonable and customary services, and supplies, including drugs and medication administered during hospitalization.
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Emergency Medical: surgical, or anesthetic services when performed by a physician.
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Emergency extended health includes the services of a Registered Nurse, Licensed Physiotherapists,
Chiropractors, Osteopaths, acupuncturist. -
Diagnostic Services such as Lab test, X-ray exam, magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds, and biopsies if approved.
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Air ambulance,
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The supply of drugs or medicines subject to the limitations and conditions of the Policy.
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Transportation of Family or friend
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Follow up visits
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Accidental Dental: caused by an accidental blow to the face.
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Dental emergencies: acute dental pain caused by a dental emergency other than a direct blow to the face.
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Meals and accommodation
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Emergency return home: if a covered sickness or injury requires you to return home, during the coverage period.
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Repatriation of deceased or Cremation or burial at the place of death.
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Flight Accidents
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Exposure and disappearance
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Subject to the limits, terms and conditions and exclusions in the Policy
The Choice of the coverage amount, and coverage or non-coverage of preexisting health conditions determine the cost of premiums.
These policies come with deductible options that can help you to budget the premiums.
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